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- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
Testimonials
Sold in One Day! -- Apr 2022
Carol sold my property the same day the property photos are on MLS. It took me eight years to decide to sale. During that eight years, Carol gave me good advise on how to upgrade my property and how to prepare for the sale. Right the listing was out, she brought in an offer. Before I realized it, it was sold. Definitely exceed my expectation. During the eight year, I could have select other realtor. I am glad I did not switch. Carol is the best! Ying Wei
Carol is definitely one of a kind! -- Aug 2020
“Carol is definitely one of a kind! I’m happy she was on my side. She always answered any and all questions that I may have had. Also, Carol was very patient. I wouldn’t have tolerated someone as myself for one minute! Carol hung in there with me every step of the way making a stressful process so much easier. Carol kept my best interest first from start to finish. ” Jerry McGill
Carol hung in with us through several offers until the right home came our way. -- Oct 2022
Our realtor Carol was amazing. For nearly a year she worked with us, making sure we found our new home in the neighborhood we wanted. Carol hung in with us through several offers until the right home came our way. Thank you Carol for your patience and your real estate expertise! Gary and Jenny D.
“Thank You!” -- Oct 2014
“Thank You! I would like to take this opportunity to thank you for your diligent efforts in selling my property. I realize everything takes time and patience.” Esther Kim
Carol knows her business! -- Jan 2021
It was an absolute delight working with Carol in selling our home! She was always available for us and patient in answering all our questions. When our house was finally sold, Carol presenting us with a memory photo album with all the pictures of our house as a gift. What a thoughtful, kind and excellent idea! All realtors should take note of this and learn from Carol! Now we can always look back at the fond memories of our first house that we bought together! Thank you Carol! Phil & Beth Villa
Carol is like Family to Us! -- Aug 2020
Thanks from Neile & Bobby Tang We’ve known and been working with Carol for over 20 years. She’s is the best agent in the South Bay. Carol is very knowledgeable, professional and responsive to all your needs, she is like family to us. Carol has a great team working with her, from marketing, selling and escrow, she’s the best! Thank you Carol for all your help. Neile, Bobby and Jordan and Madison : )
First Class Service -- Sep 2023
Carol was on top of all the details and her broad range of experience was incredibly valuable – N.G.
“You are a tireless worker!” -- Oct 2014
We have dubbed you Queen of Follow-up! Thanks for sticking with us through all the high, low and just-plain-weird times. We really appreciate the way you cheerfully showed us house after house after house? We have dubbed you Queen of Follow-up. You are a tireless worker! ~ Alan, Laura & Kayla Braun
Simplifying the Market™
Simplifying the Market
- Builders Are Building Smaller Homes [INFOGRAPHIC] May 3, 2024Having a hard time finding a home in your budget? Builders may have a solution that can help.
- What Is Going on with Mortgage Rates? May 2, 2024You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.
- The Perks of Buying over Renting May 1, 2024Thinking about buying a home?
- What More Listings Mean When You Sell Your House April 30, 2024The number of homes for sale is playing a big role in today’s housing market.
- Now’s a Great Time To Sell Your House April 29, 2024Thinking about selling your house?
- Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC] April 26, 2024Did you know the equity you have in your current house can help make your move possible?