What's Your Home Worth?
Welcome
- Living Together, Living Well: The Multi-Generational HomeLiving Together, Living Well: The Multi-Generational Home In today’s world, the concept of a multi-generational home is not just a necessity but a choice many families willingly make. The charm of having grandparents, parents, and children living together under one roof brings numerous benefits, including strengthened family bonds and shared responsibilities. However, to truly enjoy these benefits, there’s a crucial need for careful planning and organization to ensure harmony and personal space for each member. Here, Carol […]
- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
Testimonials
Carol is like Family to Us! -- Aug 2020
Thanks from Neile & Bobby Tang We’ve known and been working with Carol for over 20 years. She’s is the best agent in the South Bay. Carol is very knowledgeable, professional and responsive to all your needs, she is like family to us. Carol has a great team working with her, from marketing, selling and escrow, she’s the best! Thank you Carol for all your help. Neile, Bobby and Jordan and Madison : )
“We couldn’t have done it without you!” -- Oct 2014
“These past eight or nine months have been so crazy, with the birth of our baby girl to Ed changing job, to the whole emotionally draining process of buying a home. We couldn’t have done it without you, Carol!” “Thank you so much for your hardwork, and even more than hardwork, your emotional support through it all.” “Thank you so much for staying up late to put in offers, for always responding to our messages quickly, for being patient with our often indecisiveness and of course, your must thank your husband for us for his wonderful babysitting that Sunday afternoon!” “We would refer you to anyone looking to buy a home in a heartbeat!” Dr Ed & Sue Lee
I would recommend Carol to all my friends and co-workers -- Aug 2020
“I would recommend Carol to all my friends and co-workers that are looking to purchase a house. Carol is funny, and is familiar with the California market. She is task driven and always follows up in a timely manner. I really appreciate her excellent customer service skills.” Ron McGinnis
“You made buying a home so easy for my wife and I.” -- Oct 2014
“You made buying a home so easy for my wife and I. We were grateful for how much patience you used in answering all of our questions and taking us to look at so many houses. You never pushed us into looking at something we were not interested in. We strongly recommend you to anyone looking at buying a new home.”
“She is aggressive and honest.” -- Oct 2014
“Carol makes an appointment and keeps it. She is aggressive and honest and that is the first reason we chose Carol to be our representative.” Bessie & Charles Neihoff
“Always with a Smile!” -- Jan 2019
I would just like to invite Carol Gilles to help you with any needs you might have buying or selling your house. We were very happy when we found her . She helped first in selling our Condo in Long Beach and then very helpful in our purchase of a house in Lakewood. Always with a smile! Happy Holidays from the Hopkins
“We liked that you kept us informed on a weekly basis at minimum.” -- Oct 2014
You Were A Godsend! The sale process with you as our agent was truly an easy experience. We liked that you kept us informed on a weekly basis at minimum, we liked that you always returned our phone calls promptly and your were always happy to answer even the silliest of our questions? You were a Godsend and we were glad we had your knowledge and expertise. Lorie & John Guba
“I highly recommend you as anyone’s partner in a home sale.” -- Oct 2014
“It definitely was a pleasure working with you on the property sale for 1913 &1915 Arlington Ave in Torrance, CA. Even though it was a family type property sale , and there were several avenues of business that we had to encounter, you always were totally professional . I cannot even express how much I appreciate your friendship and loyalty you have given me throughout this event. I highly recommend you as anyone’s partner in a home sale, regardless of the circumstances. I know you will be a great success in any sale endeavor. Also, so much thanks to The Real Estate Group in Torrance,CA., and Melinda Shih, for all their patience and hard work . You are with a top notch group! Good choice!” Robert D. James
Simplifying the Market™
Simplifying the Market
- What’s Behind Today’s Mortgage Rate Volatility? November 20, 2024If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride.
- Is Wall Street Really Buying All the Homes? November 19, 2024Let’s be real – buying a home right now is tough.
- Don’t Let These Two Concerns Hold You Back from Selling Your House November 18, 2024If you’re debating whether or not you want to sell right now, it might be because you’ve got some unanswered questions, like if moving really makes sense in today’s market.
- The Big Difference Between Renter and Homeowner Net Worth November 15, 2024If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership.
- Should You Sell Your House or Rent It Out? November 14, 2024When you’re ready to move, figuring out what to do with your house is a big decision.
- More Homes, Slower Price Growth – What It Means for You as a Buyer November 13, 2024There are more homes on the market right now than there have been in years – and that could be a game changer for you if you’re ready to buy.